Right now, new users can claim a £20 bonus when signing up to the Chip savings app and depositing just £1, using the Chip promo code CHIP-LVD016.
This is one of the best quick money deals available in the UK. The promo takes less than five minutes to activate and pays out automatically after 30 days.
Read on to see exactly how to claim the free £20.

Chip is an intelligent savings app that uses AI to analyse your spending habits and automatically sets aside small, affordable amounts, helping you grow your savings effortlessly.
Chip Promo Code: CHIP-LVD016
Above is the current Chip promo code for anyone ready to jump in and claim their £20 bonus right away.
Or, keep reading below for simple step-by-step instructions.
How to Get Free £20 from Chip (New Users Only)
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Download the Chip app using this promo code link.
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If prompted, enter Chip promo code: CHIP-LVD016 (usually tracked automatically).
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Open a Chip Instant Access account.
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Deposit at least £1.
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Keep a minimum £1 balance for 30 days (you’ll also earn interest, currently 3.24%).
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After 30 days, your £20 reward will appear in your Chip account.
🔒 Money safety: Chip savings are FSCS protected up to £85,000
Important Reminders:
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Offer is only available to new customers.
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After you get the bonus, you can refer friends and earn £20 per referral.
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After 30 days, you can withdraw anytime with no penalties.
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