The cost of living is expensive. Bills are high, prices are extortionate and wages aren’t stretching as far as they once were. This time of year can make it seem all the worse too, with the dark evenings and the contemplation of turning the heating on. With the festive season on the way, you might be dreading the arrival of December. Let’s take a look at how to pay for Christmas with no money.

Check Your Loyalty Cards

How often do you scan a supermarket loyalty card at the shops? Many of us have points on there that we never really think about. You could have vouchers ready to use at Tesco, More points at Morrisons that can be converted into fivers or an Asda cashpot that you can start spending. The same goes for Nectar points and even non-supermarket stores such as Boots. It’s time to check these accounts to see what you can use this festive season. Looking at how to pay for Christmas with no money? You can make use of these accumulated points and vouchers to spend this year.

Withdraw Cashback

If you have been following my advice for a while, you might have earned some cashback on your purchases. By adding an extra step into how we shop, we can claw back some of the money we spend, in cashback. This can be a percentage of the spend or perhaps a flat rate when you shop. Some of us forget about the money that tracks and is eventually confirmed in our cashback accounts.

If you have a Quidco or TopCashback account, it’s well worth logging in to see if you have any money just sitting there. It will be much better in your bank account so withdraw it and use it. Cashback can be a great way to answer the question of how to pay for Christmas with no money. You might have used some cashback apps like Shopmium, Greenjinn and Checkout Smart too. Log into those platforms and see if there are any earnings you forgot about.

Find Freebies

If you are unsure about what your friends and family want this Christmas, search out some freebies. You can do this on Facebook Marketplace as there are many groups where people give away things for free, rather than sending them to landfill. There is a great local group near me which is called Before The Tip. There are often books and DVDs being offered for free, you just have to collect them. A handful of animated classics could be the perfect gift for your little one this year. You might find some great gifts on these platforms or something you could clean up or fix for a loved one.

You should also check out freebies that companies give away. Whilst free food and drink offers might not work as festive gifts, beauty freebies and other such products can be a great way to cut the cost of Christmas. Many of these companies require some of your details to give you a freebie, such as your birthday. If you’re thinking about how to pay for Christmas with no money, freebies can certainly take some of the burden off your shoulders.

Final Thoughts

When we are short of cash or struggling to live within our means, we must think outside of the box. Figuring out ways to get something for nothing can be tricky. However, with a little bit of time and effort, it is possible. If you’re looking at how to pay for Christmas with no money, please use these tips and connect with me on Instagram for more ideas.

The cost of living is expensive. Bills are high, prices are extortionate and wages aren’t stretching as far as they once were. This time of year can make it seem all the worse too, with the dark evenings and the contemplation of turning the heating on. With the festive season on the way, you might be dreading the arrival of December. Let’s take a look at how to pay for Christmas with no money.

Check Your Loyalty Cards

How often do you scan a supermarket loyalty card at the shops? Many of us have points on there that we never really think about. You could have vouchers ready to use at Tesco, More points at Morrisons that can be converted into fivers or an Asda cashpot that you can start spending. The same goes for Nectar points and even non-supermarket stores such as Boots. It’s time to check these accounts to see what you can use this festive season. Looking at how to pay for Christmas with no money? You can make use of these accumulated points and vouchers to spend this year.

Withdraw Cashback

If you have been following my advice for a while, you might have earned some cashback on your purchases. By adding an extra step into how we shop, we can claw back some of the money we spend, in cashback. This can be a percentage of the spend or perhaps a flat rate when you shop. Some of us forget about the money that tracks and is eventually confirmed in our cashback accounts.

If you have a Quidco or TopCashback account, it’s well worth logging in to see if you have any money just sitting there. It will be much better in your bank account so withdraw it and use it. Cashback can be a great way to answer the question of how to pay for Christmas with no money. You might have used some cashback apps like Shopmium, Greenjinn and Checkout Smart too. Log into those platforms and see if there are any earnings you forgot about.

Find Freebies

If you are unsure about what your friends and family want this Christmas, search out some freebies. You can do this on Facebook Marketplace as there are many groups where people give away things for free, rather than sending them to landfill. There is a great local group near me which is called Before The Tip. There are often books and DVDs being offered for free, you just have to collect them. A handful of animated classics could be the perfect gift for your little one this year. You might find some great gifts on these platforms or something you could clean up or fix for a loved one.

You should also check out freebies that companies give away. Whilst free food and drink offers might not work as festive gifts, beauty freebies and other such products can be a great way to cut the cost of Christmas. Many of these companies require some of your details to give you a freebie, such as your birthday. If you’re thinking about how to pay for Christmas with no money, freebies can certainly take some of the burden off your shoulders.

Final Thoughts

When we are short of cash or struggling to live within our means, we must think outside of the box. Figuring out ways to get something for nothing can be tricky. However, with a little bit of time and effort, it is possible. If you’re looking at how to pay for Christmas with no money, please use these tips and connect with me on Instagram for more ideas.